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Are banks and post offices open on Memorial Day
Are banks and post offices open on Memorial Day

Memorial Day is a federal holiday in the United States, observed annually on the last Monday in May. In 2025, it falls on May 26. The day honors military personnel who died in service and also marks the unofficial start of summer. For many, it’s a time for travel, family gatherings, and shopping. But with widespread closures, it's essential to know what services are available.

This guide covers all the major closures and modified hours for government services, banks, grocery stores, retailers, pharmacies, shipping providers, and restaurants.

Government Services on Memorial Day

Post Offices
All U.S. Postal Service (USPS) locations will be closed. No regular mail delivery will take place. The only service that continues to operate is Priority Mail Express.

Federal and State Offices
Government buildings such as DMVs, courthouses, and administrative offices will be closed for the day. Emergency services will remain operational.

Are Banks Open on Memorial Day?

Most banks, including major institutions like JPMorgan Chase, Bank of America, Citibank, Wells Fargo, and credit unions, will be closed in observance of the holiday.

However, online banking and ATMs will remain accessible for withdrawals, deposits, and transfers. Mobile banking apps will continue to function as normal.

Grocery Store Hours on Memorial Day

While many grocery stores will be open, some major retailers will shut down entirely for the day. Hours can vary based on location.

Open

  • Walmart – Normal hours

  • Target – Normal hours

  • Kroger, H-E-B, Whole Foods, Publix, Aldi, Safeway, Giant, Meijer, Sprouts – Most locations will operate with normal or slightly reduced hours

  • Trader Joe’s – Open with possible limited hours

  • Sam’s Club – Open from 8 a.m. to 6 p.m. (Plus members) and 10 a.m. to 6 p.m. (Club members)

Closed

  • Costco – All U.S. locations closed

  • Natural Grocers – All stores closed to give employees paid time off

Tip: Always check the store's website or call ahead, especially for smaller locations or regional chains.

Retail and Department Stores

Memorial Day is one of the biggest shopping holidays of the year, so many retailers will remain open, often with sales and promotions.

Open

  • Home Depot

  • Lowe’s

  • Macy’s

  • Best Buy

  • Nordstrom

  • T.J. Maxx

  • Ulta Beauty

  • IKEA

Some local or boutique stores may have modified hours or be closed, especially in smaller towns.

Pharmacies and Convenience Stores

Most large chain pharmacies will stay open, but pharmacy counters may have reduced hours.

Open

  • CVS – Stores open, check local pharmacy hours

  • Walgreens – Stores open, reduced pharmacy hours likely

  • Rite Aid – Most locations open

Convenience Stores

  • 7-Eleven, Cumberland Farms, and similar chains typically remain open 24/7, though hours can vary by franchise.

Shipping and Package Delivery Services

Mail and package delivery will be significantly limited.

Closed

  • USPS – Closed except for Priority Mail Express

  • UPS – Closed, except for Express Critical services

  • FedEx – Closed, except for Custom Critical services

Customers with urgent delivery needs should use the designated express options or plan for earlier shipping.

Restaurants and Fast Food Chains

Many national and local restaurants will be open on Memorial Day, especially chains.

Open

  • McDonald’s

  • Starbucks

  • Chick-fil-A (most locations)

  • Taco Bell

  • Wendy’s

  • Subway

  • Applebee’s, Olive Garden, and similar dine-in chains

It’s recommended to check hours via mobile apps or store locators, as some locations may operate on holiday schedules.

Summary: What’s Open and Closed on Memorial Day 2025

Category Status
USPS Mail Delivery Closed
Government Offices Closed
Banks Closed
Grocery Stores Mostly Open (some closed)
Costco, Natural Grocers Closed
Retail Stores Open
Pharmacies Open (reduced hours possible)
Shipping (FedEx/UPS) Closed (limited express only)
Restaurants Open (hours may vary)

Final Notes

  • Memorial Day can disrupt your regular routine, so plan ahead.

  • Expect heavier traffic at open stores, especially grocery and home improvement chains.

  • If you're shopping online, note that deliveries may be delayed by a day.

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