No-Cost Tax Solutions: How to Use IRS Free File and Other Free Options in 2025

Jenny Lee January 24, 2025 | 16:40

This guide will walk you through the essentials of the IRS Free File program and other free options for filing your taxes in 2025.

Tax season can be a stressful time for many, but the IRS Free File program aims to ease the process by offering free tax preparation and filing software to eligible taxpayers. Whether you're filing for yourself, your family, or as a member of the military, there are resources available to help you navigate the complexities of tax filing without spending a dime.

IRS’s free tax-prep program

What is the IRS Free File Program?

The IRS Free File program is a partnership between the Internal Revenue Service (IRS) and private tax software companies, providing free online tax preparation and filing services. It is designed to make filing accessible to taxpayers with an Adjusted Gross Income (AGI) of $66,500 or less in 2024. For those with higher incomes, the program also offers Free File Fillable Forms, available starting January 27, 2025.

The program simplifies the tax filing process by offering user-friendly software that guides users step by step through preparing and filing their federal tax returns. Many of the participating software providers also offer mobile compatibility, making it easy to file taxes on your smartphone or tablet.

How to Use IRS Free File

Using the IRS Free File program is straightforward. Follow these steps to complete your tax filing for free:

Visit the IRS Free File Page

Go to IRS.gov/freefile to access the program's official website.
Explore Your Options

Click on the "Explore Free Guided Tax Software" button to browse all available Free File products. Alternatively, use the "Find a Trusted Partner" or "Browse All Trusted Partners" tools to compare participating providers.
Select a Product

Once you find a product that meets your needs, follow the link to the partner's website. Each provider offers tailored services based on your tax situation and income level.
Create an Account

Register on the selected partner's website to start your tax return. You’ll need personal information such as your Social Security Number, W-2 forms, and details of any deductions or credits.
Prepare and File Your Taxes

Use the guided tools provided by the Free File partner to complete your tax return. The software will help ensure accuracy and identify potential tax breaks for which you qualify. Submit your return electronically when ready.

Participating Partners for 2025

The following companies are participating in the IRS Free File program for the 2025 tax season:

1040Now.net
Drake (1040.com)
ezTaxReturn.com (also available in Spanish)
FileYourTaxes.com
On-Line Taxes
TaxAct
TaxHawk (FreeTaxUSA)
TaxSlayer

These companies provide free federal tax filing for eligible taxpayers, and some states, such as Alabama, offer free state tax filing for those who meet federal AGI requirements. If you prefer a bilingual option, ezTaxReturn.com supports tax filing in Spanish.

Other Free Tax Filing Options

If you’re not eligible for IRS Free File, don’t worry—there are several other free tax filing resources available:

1. Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE)

The VITA and TCE programs provide free tax help from IRS-certified volunteers. These services cater to:

Individuals with limited income
Working families
Seniors aged 60 or older
Disabled individuals
Taxpayers with limited English proficiency

These programs often operate through community centers, libraries, and nonprofit organizations. They are particularly helpful for taxpayers who need in-person assistance or have questions about specific deductions and credits.

2. MilTax for Military Members and Veterans

The MilTax program, sponsored by the Department of Defense, is an excellent resource for active-duty military members, veterans, and their families. It offers free tax preparation software, including support for:

Federal tax returns
Up to three state tax returns

Unlike the IRS Free File program, MilTax has no income restrictions, making it an ideal option for military families regardless of their earnings.

Important Dates to Remember

Here are the key dates to keep in mind for the 2025 tax season:

IRS Begins Accepting Returns: The IRS will officially start accepting tax returns next week. If you file early through the Free File program, your return will be processed as soon as the tax season opens.
Free File Fillable Forms: Taxpayers with an AGI above $66,500 can access these forms starting January 27, 2025. These forms are best suited for individuals comfortable with handling their taxes without guided software.

Benefits of Filing Through IRS Free File

Filing taxes through the IRS Free File program comes with several advantages:

Cost Savings: The program eliminates the need to pay for tax preparation services, which can often cost hundreds of dollars.
Ease of Use: The software provided by Free File partners is user-friendly and guides you through the filing process step by step.
Accuracy: The software helps identify potential tax deductions and credits while minimizing errors that could delay your refund.
Security: The IRS partners only with reputable tax software providers that meet strict privacy and security standards.
Flexibility: With mobile compatibility, you can prepare and file your taxes anytime, anywhere.

Tips for a Smooth Tax Filing Experience

To ensure your tax filing process goes smoothly, keep these tips in mind:

Gather Your Documents Early

Collect all necessary documents, such as your W-2, 1099 forms, and proof of deductions or credits, before starting your tax return.
Check Your Eligibility

Confirm your eligibility for the IRS Free File program or other free filing options based on your AGI and personal circumstances.
File Early

Filing your taxes as soon as the IRS begins accepting returns can help you receive your refund faster and avoid last-minute stress.
Keep a Copy of Your Tax Return

Save a copy of your completed tax return for future reference. You may need it for loan applications or to file next year’s taxes.

Conclusion

The IRS Free File program is a valuable resource for taxpayers seeking an affordable and accessible way to prepare and file their taxes in 2025. With options tailored to different income levels and unique circumstances, such as VITA, TCE, and MilTax, there is a free filing solution for almost everyone. Take advantage of these programs to save money, simplify your tax filing process, and ensure that your return is accurate and secure. Don’t wait—start exploring your free filing options today!