MLK Day 2025: Are Banks, Post Offices, UPS, and FedEx Open? What You Need to Know

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MLK Day as a Federal Holiday

Martin Luther King Jr. Day (MLK Day) is observed on the third Monday of January each year to honor the legacy of Dr. Martin Luther King Jr., a civil rights leader who championed justice, equality, and nonviolence. In 2025, MLK Day falls on Monday, January 20.

As a federal holiday, many institutions, businesses, and services operate on modified schedules or remain closed. This includes banks, post offices, and other mail and shipping services, which often adjust their operations in observance of the holiday. Understanding what’s open or closed on MLK Day can help you plan ahead and avoid inconvenience.

How to Plan Ahead for MLK Day

If you rely on services like banking or shipping, consider these tips to avoid disruptions:

• Complete Transactions Early: Visit banks or ship packages before MLK Day to ensure they are processed without delay.
• Use Online Tools: Banking apps, USPS Informed Delivery, and tracking tools from UPS and FedEx can help you manage your needs without visiting physical locations.
• Check Local Hours: Some smaller businesses or regional service providers may have customized schedules.

Are Banks Open on MLK Day 2025?

Most banks and credit unions will be closed on MLK Day, as it is one of the ten official federal holidays observed by financial institutions. This includes major banks such as:

• Bank of America
• Chase Bank
• Wells Fargo
• Citibank
• PNC Bank

Online and ATM Services:

While physical branches are closed, online banking, mobile apps, and ATMs remain operational. You can check balances, transfer money, and make deposits using these services, but any transactions requiring staff intervention will not be processed until the next business day.

Exceptions:

Some smaller or regional banks may choose to remain open. It’s advisable to check with your local branch for specific details.

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Are Post Offices Open on MLK Day 2025?

U.S. Post Offices under the United States Postal Service (USPS) will be closed on MLK Day. There will be no regular mail delivery, pickup, or retail services at USPS locations. However:

• Self-Service Kiosks: Some USPS locations have self-service kiosks that allow you to purchase postage or drop off pre-labeled packages, even on holidays.
• Priority Mail Express: USPS will continue delivering Priority Mail Express packages on MLK Day, as it is a year-round service.

Alternate Options:

If you need to send or receive mail, consider using private carriers like UPS or FedEx, which have modified schedules.

Is Mail Delivered on MLK Day 2025?

No, regular mail delivery and pickup services through USPS will not occur on MLK Day. Any letters or packages sent via USPS will resume delivery on Tuesday, January 21, 2025.

Exceptions:

• Priority Mail Express, as mentioned, is delivered on holidays.
• Some local courier services may operate, so check with alternative providers if delivery is urgent.

Are UPS and FedEx Open on MLK Day 2025?

UPS (United Parcel Service):

• Open Services: UPS will operate limited services on MLK Day.
  • UPS Express Critical: Available for urgent deliveries.
  • UPS Stores: Most UPS Store locations remain open but may have reduced hours.
• Closed Services: Pickup and delivery services for standard shipments may be unavailable or delayed.

FedEx (Federal Express):

• Open Services:
  • FedEx Custom Critical: Available for emergency shipments.
  • FedEx Office: Most locations will be open for printing and shipping needs.
• Modified Services: Regular deliveries and pickups may operate on modified schedules, so it’s best to confirm with your local branch.

Other Closures and Adjustments

In addition to banks and postal services, here’s what else may be affected on MLK Day:

• Schools: Most public schools and universities are closed. Private schools may follow their own schedules.
• Government Offices: Federal, state, and local offices, including courthouses and DMVs, are closed.
• Retail Stores and Restaurants: Most remain open, with some offering special MLK Day promotions.
• Public Transportation: Transit systems may operate on reduced or holiday schedules.

Conclusion

MLK Day is a time to reflect on the legacy of Martin Luther King Jr. while navigating the closures that come with a federal holiday. In 2025, banks, post offices, and USPS mail services will be closed, but UPS and FedEx will offer limited operations. By planning ahead and leveraging online tools, you can avoid disruptions and make the most of this important day.

FAQs About MLK Day Closures

1. Are banks open on MLK Day 2025?

No, most banks will be closed on Monday, January 20, 2025. However, online banking and ATMs remain available.

2. Will mail be delivered on MLK Day?

No, regular USPS mail delivery will not occur on MLK Day. Only Priority Mail Express will be delivered.

3. Are UPS and FedEx open on MLK Day?

Yes, but with limited services. UPS Express Critical and FedEx Custom Critical remain operational, while regular pickups and deliveries may be delayed.

4. Are post offices open on MLK Day?

No, USPS post offices will be closed. Self-service kiosks may still be available at some locations.

5. Is public transportation affected on MLK Day?

Yes, many transit systems operate on reduced or holiday schedules. Check with your local transit authority for updates.

6. Can I access banking services online on MLK Day?

Yes, online banking services and ATMs are fully operational on MLK Day.

7. What services are not affected by MLK Day?

Retail stores, grocery stores, and most restaurants remain open on MLK Day. Essential services such as police, fire departments, and hospitals continue to operate as usual.

8. When will regular services resume after MLK Day?

Regular operations for banks, USPS, and other services will resume on Tuesday, January 21, 2025.

9. Can I ship packages on MLK Day?

Yes, you can use UPS and FedEx services, but confirm their modified schedules and availability before planning shipments.

10. Why is MLK Day a federal holiday?

MLK Day honors Dr. Martin Luther King Jr.’s contributions to civil rights and justice, serving as a day of reflection, service, and community engagement.

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